Reviews – My Study Times

Top 10 Best Apps for Newcomers to Canada – Get $80 Free Bonus*

Best Apps for Newcomers to Canada: With the development in technology and AI, we know it has been easy for everyone to operate anything through the Phone or any device. And it is quite helpful for all of us if we know the list of apps that is going to make our life easier than before.

Top 10 Best Apps for newcomers in Canada

Every year thousands of immigrants are moving to Canada for better life or better opportunities. Once they land in Canada there are many hurdles they have to face. I am also an Immigrant who landed in Canada in 2017 as a student. On very first day I was not aware about these apps but today I am going to make you aware of best apps for newcomers to Canada for your ease, smooth landing & settlement experience and to earn free bonus of $80 in Canada.

As you know, it is not easy to start a life in a new country, it needs proper plan and a mind map about how you are going to spend your life. Therefore, we have mentioned The Best Apps for newcomers in Canada.

These apps save you from your daily life hurdles and decrease your overload somehow. Moreover, they save your time and money as well.

Top 10 Best Apps for Newcomers to Canada

#1 Rakuten

Rakuten is one of the life saver apps for newcomers to Canada. As the weather changes frequently and you might not be sure how many sweaters you are going to need or which kind of clothing you need.
As a newcomer to Canada, you will get to know that money is the sole factor when it comes about buying anything.
And you can’t spend high amount of money without any knowledge. Therefore, Rakuten is an app that provides you lot of features in a single app and it’s very easy for you to blow a significant amount of money in a limited time.
Rakuten offers coupons, savings and cash back rewards as well.
You can shop from any of your favourite store and get 30% Cashback. It provides weekly gift cards as well with cyber week hot deals and coupons.
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#2 Wealth Simple Apps

Wealth simple is well known for its friendly and navigable website and it allows you to trade and invest as well. If you are newcomer to Canada then Wealth simple apps are the best apps for newcomers in Canada very helpful for you because it doesn’t charge any commission fees for buying or selling tocks and ETFs.

i) Wealthsimple Cash

Wealthsimple Cash App is Canada’s first P2P payment app, which recently released a physical card with no annual fees. Thus, the Wealthsimple Cash card is one of the best prepaid credit cards in Canada.
You can send money to your peer directly through the app also You can claim Wealthsimple Prepaid VISA card for free which is accepted everywhere.
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ii) Wealthsimple Trade

There are no minimum amount criteria fixed to create a Wealth simple Trade account. They are offering $50 cash bonus to new account holders if you deposit $150 and trade it.
Through this Trade: can trade stocks and ETFs with $0 commission.
You should install this app and it’s a win win moment for you because it offers you free Canadian trades and comes with no fee structure which makes it easy for the newcomers to trade with less capital as a first experience.
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iii) Wealthsimple Invest

You will get your personalized portfolio in just 5 minutes which is designed to meet your financial goals.
You can have a diversified portfolio through investing in social initiatives across the world.
You will love these apps as it has made the investing easier and the roundup feature is quite satisfying. You will discover various ways to increase your investments through wealth Simple apps.

#3 Google Maps:

Google map is one of the most essential apps for newcomers to Canada as you are in an unknown place or any place you aren’t familiar with. As Google Maps acts as search engine to find what the users are searching for and also as a map to direct users to that location.
It provides you the detailed map and shows you the traffic as well and the route for your destination through any medium.
For example, if you are trying to find a particular restaurant or any restaurant, you just need to push on restaurant button on the app and it will provide you the list of all the restaurants nearby including how far they are from your current location.
You can also view the profiles of the listed restaurants and decide on what you like. The profile shows you the customer reviews as per their experiences which makes it easy for you to decide.
Google map comes with lot of useful features and you can get to know about it only when you install it. So, download it as it is available on apple Store and play store as well.

Download from Apps Store iPhone, iPad, Apple watch only OR Download From Play Store Android OS

#4 Weather App

You must be thinking why weather app is included in the list. But let me tell you a story.
The week I arrived in Canada and It was sunny in the morning and I had a meeting to attend and I wasn’t familiar with the route so I booked a cab and reached 1km before the destination. But when I was in the way it started raining and my outfit for the meeting got ruined.
So, the point here is if I would have used Google Maps and Weather apps before. I would have known about all this beforehand. But I didn’t so you know the outcome. Therefore, you must download apps for newcomers to Canada for any unseen situation.

#5 ArriveCan:

ArriveCan app is recommended when you are going to visit Canada. You need to provide your travel information before and after your arrival to Canada.
ArriveCan is totally free and is the platform of official government of Canada where you need to provide your information while entering Canada.
All the travelers whether entering Canada by land, air or ship, they must use ArriveCan.
Your boarding may be denied if you don’t submit your information. Otherwise, People who are Canadian citizens, permanent residents or any person registered under Indian act and is eligible to arrive Canada due to work, study will not be denied.
It makes it easier for you to navigate all these if you have the ArriveCan app and you don’t need to face any hassle further.
You need to provide your travel information and contact details and your vaccination details, Quarantine plans and then you will receive a receipt on your email. You can check the official website to know more.

#6 Skip The Dishes:

When you are somewhere new, you need an online food platform as well thus Skip is the best apps for newcomers to Canada. You need to download the app through play store or apple Store. You can get access to various kind of restaurants and you can easily order any food anytime anywhere.
Skip the dishes provides you with local favorite dishes as well that doesn’t normally deliver their food but you can order those foods through this app.
You can watch your order as well and track it through the app and it also shows you the remaining time left to deliver your order.
It’s the best app when it comes about ordering food online as it offers you Skip rewards too, where you can earn points on every order and the points can be used to get the food you love easily.
The sign up is very easy, you just need to Click Here to create a Skip account and you are good to go.
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#7 Borrowell

After all the hurdles, you must be thinking there must be an app that tracks your credit history and provide you the credit scores weekly. Then Don’t worry, we have got you covered.
Borrowell provides you your Equifax credit Score and Credit report for free and you can download your credit report and scores anytime.
It provides you the credit scores weekly and helps you to track your credit scores as well.
If you are newcomers to Canada you must install Borrowell as it tracks your credit report and provides you personalized tips for improving your scores as well.
As the main purpose when you reach Canada is to get a valuable credit card and moreover you need to monitor your credit scores often so its highly recommended to install Borrowell.

Special Read: Read Our Detailed Review on Borrowell – Click Here

#8 Tangerine:

When you reach to Canada you will need Canadian Bank account and With tangerine you can do digital banking.
As we said, the main agenda while you reach Canada is to get a valuable credit card first and tangerine provides you the best credit card in Canada with loads of cashback rewards and offers.
You will get $300 and 2.25% savings rate when you sign up using the promo code EARNMORE and create a savings account.
Tangerine offers you the credit cards with no annual fee as well and different card carries different cashback offers.
You should install the Tangerine mobile banking app which makes your banking experience more convenient. You can manage your account through the app and review transactions and get the important updates easily.
The insurance coverage provided by Tangerine is also quite satisfying and it’s a good option if you are a newcomer.

Readers Special: Tangerine Money Back Credit Card Review – #1 Ranked Credit Card in Canada

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#9 Remitly:

Remitly is one the Best Apps for Newcomers to Canada if you tend to transfer money overseas as it allows you to transfer money faster and comes with the security. You can get best deals and low charges when you are transferring money out of country.
Remitly is a trustworthy app and very safe. Thousands of people in Canada use Remitly for transferring money more than $6 billion a year.
It is also quite easy for you if you are an Indian and living in Canada due to work or study. Because you can transfer money to India as well. You just need to create an account and you will get a special exchange rate on the first $ 1000 and extra $15 discount when you transfer money more than $6000.
You can track the progress and you get the call from a member to verify the transaction is an additional security. Due to which, I would recommend Remitly.
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#10 Koho

Koho is one of the Best Apps for Newcomers to Canada. Koho is a free spending and Savings account for Canadians that comes with the prepaid card and mobile app as well.
You will get 0.5% cash back on every purchase and the mobile app makes it easier for you to navigate the balance and cash out.
The additional feature provided by Koho is that you can lock your card and securely shop anytime that’s why it is trusted by 375,000 Canadians.
It’s not like any other credit card. Koho allows you a smart budgeting app through which you can monitor your account and get daily insights on improving after every purchase.
It’s quite simple to use, and there are various kind of built-in ways to make the most of your money.
You can choose to round up your purchases to the nearest buck or two and then that money will be stashed away from you, which is called Roundups. It adds up the amount quickly and you can cash out anytime you like.
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Top 5 Best Crypto Credit Cards

Best Crypto Credit Cards: Cryptocurrency is on the rise these days. Wherever we look, everyone is talking about it. But do we understand or realize its importance? The world has evolved from the barter system during the early age to modern currency and now, at this modern age, we have cryptocurrency.

What is Cryptocurrency?

Cryptocurrency, in simple words, is a currency without any physical embodiment which resides in the digital realm. The advantages are that it can be used by anyone and has very few restrictions as to its independent from banks. Moreover, due to its intricacy in the algorithm of the money transaction, it is safe from hacking.

5 Best Crypto Credit Cards

1. Crypto.com Visa Card

Crypto.com was one of the first to bring out Crypto Credit Cards. Crypto.com uses a native currency name called: CRO. The crypto credit cards provided is a prepaid card that requires an amount of cryptocurrency in the account beforehand. The Crypto.com Visa cards are known as the Metal Visa cards consisting of 5 cards. It has:

No annual fee
Free Currency Exchange & Free ATM Withdrawal
Credit score not required.
The card uses about 90 different cryptocurrencies
Midnight Blue Visa card: minimum $0 CRO & 1% rewards.
Ruby Steel Visa card: minimum $400 CRO & 2% rewards.
Royal Indigo and Jade green Visa cards: minimum $4,000 CRO & 3% rewards.
Frosted Rose Gold & Icy White Visa card: minimum $40,000 CRO & 5% rewards.
Obsidian Visa card: minimum $400,000 CRO & 8% rewards.

No	Crypto.com Card Name	Staking Requirement in USD	Rewards
1	Midnight Blue Visa card	$0	1%
2	Ruby Steel Visa card	$400	2%
3	Royal Indigo and Jade green	$4000	3%
4	Frosted Rose Gold and Icy White Visa card	$40000	5%
5	Obsidian Visa card	$400000	8%

Crypto.com Visa cards could be topped up with bank account transfers, other credit/debit cards, or cryptocurrency. Crypto.com app is available to make matters easier.

Crypto.Com Visa Card Review

Read Our Detailed Review on Crypto.com Visa Cards Review

Click Here

2. BlockFi Rewards Visa Card

BlockFi Rewards Visa Signature Credit card uses Bitcoin cryptocurrency. This card is only available for US residents in qualified states. It has:

No annual fee
No foreign transaction fees
3.5% cashback in Bitcoin for the first 3 months
1.5% cashback in Bitcoin on all purchases
2% cashback on Bitcoin on purchases over $50,000 of annual spend

There are special rewards available with this Crypto Credit Card for food, wine, rooms, etc.

3. Coinbase Visa Card

Coinbase Visa Debit card is only available in the US states except for Hawaii and is a prepaid card. It has:

No annual fee
The card uses about nine different cryptocurrencies
4% cashback in all purchase
Use the card worldwide where Visa cards are accepted.
Up to 2.5% cryptocurrency liquidation fee
2% international transaction fee

The Coinbase app helps make transactions easier and also keeps transaction receipts.

4. Wirex Visa Card

The Wirex Visa card is perfect for traveling all over the world. Wirex uses a native currency name called: WXT. It has:

No annual fee
Access to more than 150 currencies & accepted in more than 54 million offline/online outlets worldwide.
Free international ATM Withdrawals
2% cashback for selected stores
2.5% transaction fee

The Wirex app helps matters easier.

5. Gemini Credit Mastercard

The Gemini Credit Mastercard is available in all fifty US states. It has:

No annual fee
3% rewards on dining, 2% on groceries, and 1% on others.
Deposits the rewards immediately on purchase
About 40+ cryptocurrencies are available
Use the card worldwide where Mastercard is accepted.
No foreign transaction fee

The Gemini app makes matters easier.

Conclusion: Best Crypto Credit Cards

The above-curated information is from meticulous research as I have not earned the opportunity to purchase these credit cards. The above Crypto credit cards are the best, as they have no annual fees and earn rewards or cash backs. Cryptocurrency is the new future, so don’t wait any longer and get Best Crypto Credit Cards.

12HoursEssay.com Review: Get Your Essay in 12 Hours

Introduction 12HoursEssay.com Review

This post is part of our initiative “We Hate Writing” Project.Throughout my college days, I struggled to get a better score as well as easy-to-understand study-related items. And guess what! I finally found what I needed the most and that is 12HoursEssay. It became my savior in my academic life. I found that 12HoursEssay is the most dedicated online essay service that cares genuinely about its customers. I feel that this is the one and only platform that is able to provide happiness and satisfaction to all clients.

When I was taking help from 12houressay, I was always able to maintain my school-life balance. I got detailed help and guidance from highly qualified and experienced writers. It became easy for me to hang out with friends, get proper sleep, and also master my field of study. I also got connected with writers who were handling my project and it was really an astonishing experience. What I expected from the platform, I received more than that. From essays to homework to research papers, whatever the service as a student I may need, I got that right here.

Services Provided by 12HoursEssay.com

12HoursEssay is the best platform where I found a wide array of services that are helpful for all students like me. This platform has extensive experience with services like research papers, essays, term papers, theses, dissertations, coursework, articles, critical writings, assessments, case studies, annotated bibliographies, reports, and reviews. I thought that my long projects would take longer than expected, but actually, I received all my services exactly on time. Also, I was a bit aware of confidentiality, this platform gave me the best privacy rules that made my choice of confidentiality top-level.

Prices at 12HoursEssay.com

Here is its pricing based on its services. Check out. Like any other person, I thought that the service price is higher than normal services on other platforms. But as time passed, one thing became clear to me the factor of being a pricey service makes the company more trustworthy because the company will not let your project down.

Discounts and Free Features at 12HoursEssay.com

When I first checked the discounts and features available for me on the platform, I was really shocked. I received a maximum of 15% discount which made me save money easily. Also, I told some of my friends to make use of this platform so that they can also make their academic journey well and well. After sharing the platform with them, I received free bonus points on my account.

I sometimes get 30% off which works as a seasonal special offer.

Ordering Process at 12HoursEssay.com

The ordering process is quite simple on this 12HoursEssay.com. I went to the tab “get a quote” where I needed to put my assignment type. I filled in the details about my assignment and the task was approved. /my writer properly followed all of my instructions. Also, I received unlimited revision facilities after the delivery of my assignment.

Communication with writer of 12HoursEssay.com

As I told you earlier, I could submit all my detailed information about my assignment to my writer. The writer personally took care of all details and my dream essay came true in real life.

Deadline

I experienced the strongest team in the essay writing market which really worked together to make my project a top-level project. I received my assignment before the deadline. The best part I understand is going for a longer deadline can save you money than a shorter deadline. No need to say that I scored really well in my exams and I am happy that I got the chance to use 12HoursEssay.

Read Also:

FAQs – 12HoursEssay Review

Does 12HoursEssay have a quality customer support team?

Yes, 12HoursEssay is equipped with the best customer support team in the market that solves almost everything.

How does 12HoursEssay choose its writers?

Before hiring an applicant, details like the research and writing skills of any applicant are checked properly. Only those candidates who successfully complete all stages of a tough recruitment process are fortunate enough to call themselves professional essay writers at 12HoursEssay.com.

Is there any hidden charge for unlimited revision or changes service?

It is absolutely free if one wants to get unlimited free changes after delivery of your project to you.

The Pros and Cons of Peel and Stick Wallpaper

With respect to the wall expressive subject, we have a lot of decisions. There are paints, stains, wallpaper, and along these lines, significantly more. Each enjoys its benefits and hindrances. However, which one is incredible? It depends upon your taste and needs.

The comparable goes for wallpaper Peel and stick. Is it worth the issue of applying, or is there another better decision?

Whether you’re considering getting it or should know before someone else does, the following are a couple of examinations concerning Peel n stick wallpaper versus other wall style decisions.

What Is Peel And Stick Wallpaper?

Peel-and-stick wallpaper is a wall covering a thing you can invest some concentrated energy. It’s sporadically called “woven Wallpaper” or “surface Wallpaper.”

Peel and stick wallpaper comes in rolls like regular wallpaper and is easy to apply in several hours. Regardless, there are a couple of areas of strength between the two.

According to one point of view, regular wallpaper requires a stick and a wall covering the game plan, which requires the wall surface to be flawless and smooth enough to apply. Peel and stick wallpaper, however, should be okay with all of these.

Benefits and Hindrances of Peel and Stick Wallpaper

Easy to Apply

Peel and stick wallpaper is easy to apply. Peel off each paper. Peel, use it to the wall and smooth it down. You can use a wiper or roller to kill air pockets or crimps.

Peel and stick wallpaper needn’t bother with a particular wall covering reply to adhere to the wall with the objective that it will generally be applied to various wall surfaces. Even though it’s easy to utilize, it holds up well and can continue for a significant time frame.

Affordable

Peel and stick wallpaper is an uncommonly sensible wall-covering decision. The particular rolls of wallpaper are humble. Notwithstanding, you can moreover save cash by applying them yourself.

You don’t need to utilize a specialist to apply, saving more money.

Variety of Designs and Colors

The best thing about Peel and stick wallpaper is the scope of plans and assortments you can investigate. You can find an objective or guide to match practically any room’s elaborate design and pick a blend that obliges your specific necessities.

You can find various surfaces, from surfaces and woven materials to pieces of cotton and metals.

Application and Removal

If you need to be more mindful during the application cycle, you could hurt the wall or make air pockets and wrinkles that can’t be taken out.

This can make the Wallpaper Peel off speedier than expected. Standard wallpaper is better. Nonetheless, it has comparable issues.

Roll Size

If you get an insufficiently estimated Wallpaper roll, it might be attempting to match the model and plan precisely.

Instead, you would not buy a roll that is exorbitantly huge or unnecessarily small, as it can make the application inconvenient.

Is It Worth The Issue?

With respect to Peel and stick wallpaper versus customary wallpaper, there are, without a doubt, many advantages to Peel and stick wallpaper. Peel and stick, as a rule, wallpaper is an exceptional decision for people who keep up with that a fundamental way ought to revive their home’s look.

Peel and stick Wallpapers are a mind-boggling decision to adorn your rooms. It may be an excellent decision as a young woman’s nursery Wallpaper. It’s a good decision for leaseholders or property holders who need the open door or resources to do a basic rebuild.

Conclusion

Peel and stick wallpaper is a practical and direct technique for invigorating your home’s energy. With Peel and stick wallpaper versus regular Wallpaper, Peel and stick wallpaper appreciates many advantages.

Premieressay.com Review : Best Essay Writing Service

Premieressay.com Review: Best Essay Writing Service

Introduction of Premieressay.com

As a student, I understand how many students face challenges while dealing with essay papers. These essay papers can be complicated and most students require expert help. In such situations, the organization premieressay.com comes to the rescue. It began its operations in 2013 as a simple academic work provider with a small squad of graduate students. Since then, they have grown into a global large content services team with a global presence that provides help to many students like me. I also went on to consult premieressay for their excellent services and they provided me with the utmost help.

They provide unique content writing services to college students like me. They also assist job applicants and business professionals. They are very proud to have built from scratch an incredible group of writers, editorial staff, experts, customer service agents, technical personnel, Seos, and social media professionals to deliver the consistent performance that both they and us customers expect.

Services Provided by Premieressay.com

They encourage us students to browse their webpage. Their webpage contains all the information that we require to get our work done. Their policy pages go into significant facts regarding various pricing, assurances, and essentials of service. They also, end up making every attempt to keep things engaging for us students and up to date.

Here is a summary of the essential services that they provide:

Essay writing:

They provide essays on any subject to us students of all degree levels. Each essay is distinctive and written to the specifications of what we want as a student.

Thesis And Doctoral:

At PremierEssay, we students get help with all our work. They also help Ph.D. professionals from all fields in their courses. Regardless of how many sections or chapters a consultant and we as a student collaborate on, this collaboration lasts the entire process.

Research Paper:

Premieressay has a team of highly qualified writers ready to help us students with any research report. They can assist with any research assignment I have, irrespective of complexity or subject matter, thanks to their talented group of writers and researchers.

Resume And Curriculum vitae:

Their writing collaborators know what it requires to advance in a career and can compose or modify a job application or CV that will help a professional get there.

Prices at Premieressay.com

The primary goal of premieressay is to provide superior essay writing assistance to us students that will make our life easier. They guarantee that all papers provided by us are written by experts in the field. They also know, however, that many students like me face significant financial challenges due to student loan debt, books, and other expenditures.

Academic Paper writing, research paper, and essay

Dissertation services

Resume and CV services

Discount and free features at Premieressay.com

They are widely regarded as being the most compassionate essay assistance available online for us students. They offer discounts all year long. To ensure that students do not skip a single Special offer or Festive Promotion, we can simply enter our email address below and all rebates will be delivered directly to our inbox.

The Ordering Process at Premieressay.com

Whenever we are ready to begin, we can simply click the Order Now tab. We students can use that button to establish a user profile and this will provide us with all of the specifics of our order. Then, almost immediately, a highly qualified and hand-picked professional writer from premieressay side will begin working on my project.

Communication with the writers

All of the processes practices and policies are built on a set of ethical business principles that emphasize sincerity, truthfulness, excellence, and confidentiality. Premieressay believes that enabling good conversations between us and writers is essential for ensuring the best quality results. As a result, their customer portal enables us to communicate with the writer directly about our assignments. In my experience, honest conversations help me and the writer with the same opinion, allowing me to stick up to date on updates and allowing the writer to request clarity most efficiently.

FAQs – Premieressay.com Review

1. Is the writing service of premieressay.com private?

It is, indeed. When I used it, I got to know that they have installed firewalls, and our personal information is password protected. We are assigned an ID number rather than our name to use on the website.

2. How does premieressay determine prices?

As a student, I simply filled out the order form, and the cost will be determined analytically. The price is set by my academic level, the product type I order, the number of pages, and the time limit I specify. The greater the educational level and the shorter the time limit, the more expensive it is.

3. What if someone is not satisfied with the assignment?

It’s not a problem. As students, we can simply tell our writer what we want to change, and he or she will make the necessary changes. We can also communicate with customer aid.